Apps Like Check My Credit Score

Check My Credit Score is one of the popular Android App in  category published by  Direct Collection  in Google Play Store on Sep 13, 2017. Check My Credit Score App has gained over 5,000+ downloads+ install from Android users with a aggregated rating of 4.10 from 20+ users in Google Play Store and content rating of  Everyone.

Here are some comments Android users has to say about Check My Credit Score:

  • It cost money to use
  • Awesome app. I like how it combines a few credit report sources into one place. YES, you may have to pay after your free trial ends but that's what happens after free trials expire, you pay! I will mention a few glitches. Doesn't save info very well and I had to make a few signups before it would actually work but other than that, nice job on this.
  • I ha ve enter my Email and password more than 10 times why haven been connected ?
  • Seems to be working pretty fine but the interface doesn't look too professional .
  • I would like to reestablish my credit

There are a lot of Finance Android Apps which offer similar features like Check My Credit Score, you may notice some of them are also developed by Direct Collection.

What is your credit score and what is a good credit score?
Your credit score uses data on how you’ve handled debt in the past to predict your likelihood of repaying a future loan or credit card balance. The higher your score, the better you look to potential creditors. Your score affects whether you get approved for credit and sometimes the interest rate or other charges you’ll pay. Check your free credit score to see where you stand

The most commonly used credit scoring models range from 300 to 850. Each lender sets its own standards for what constitutes a good credit score. But, in general, scores fall along the following lines:

1. 300-629: Bad credit
2. 630-689: Fair or “average” credit
3. 690-719: Good credit
4. 720 and up: Excellent credit


What goes into your credit score and what doesn’t?
Two companies dominate credit scoring in the U.S.: FICO and VantageScore. They calculate scores from information in your credit reports, which list your credit activity as compiled by the three major credit reporting agencies: Experian, Equifax and TransUnion. If you have a good VantageScore, you’re likely to have a good FICO Score, because both consider the same factors:
1. Payment history: your record of on-time payments and any “derogatory” marks, such as late payments, accounts sent to collections or judgments against you.
2. Credit utilization: balances you owe and how much of your available credit you’re using.
3. Age of credit history: how long you’ve been borrowing money.
4. Applications: whether you’ve applied for a lot of credit recently.
Type of credit: how many and what kinds of credit accounts you have, such as credit cards, installment debt (such as mortgage and car loans) or a mix. A credit score doesn’t consider your income, savings or job security. That’s why lenders also may consider what you owe alongside what you earn and assets you have accumulated.

Why does your credit score matter?
With a low score, you may still be able to get credit, but it will come with higher interest rates or with specific conditions, such as depositing money to get a secured credit card. You also may have to pay more for car insurance or put down deposits on utilities. Landlords might use your score to decide whether they want you as a tenant. But as you add points to your score, you’ll have access to more credit products — and pay less to use them. And borrowers with scores above 750 or so have many options, including the ability to qualify for 0% financing on cars and 0% interest credit cards.

How can you build your credit score?
The two biggest factors in your score are payment history and credit utilization (how much of your available credit you’re using). That’s why they come first in this list of ways to boost your credit:
1. Pay all your bills, not just credit cards, on time. You don’t want late payments or worse, a debt collection or legal judgment against you, on your credit reports.
2. Keep the balance on each credit card at 30% of your available credit or lower.
3. Keep accounts open and active if possible; that will help your length of payment history and credit utilization.
4. Avoid opening too many new accounts at once; new accounts lower your average account age._
5. Check your credit report and dispute any errors you find.
It pays to monitor your score over time. Always check the same score — otherwise, it’s like trying to monitor your weight on different scales — and use the methods outlined above to build whichever score you track.And like weight, your score may fluctuate. As long as you keep it in a healthy range, those variations won’t have a major impact on your financial well-being.

What if I don’t have a credit score?
If you’ve never had a credit card or loan, you probably won’t have a score. And people who haven’t used credit in years can become “credit invisible.”

Read More

Below you will find list of Apps similar to Check My Credit Score for Android in Finance genre.

Apps Similar to Check My Credit Score

Fibre Federal/TLC Credit Union
Access your accounts anywhere, anytime!

Fibre Federal/TLC Credit Union is one of the popular Android App in category published by in Google Play Store on Nov 4, 2018. There are a lot of Android Apps which offer similar features like Fibre Federal/TLC Credit Union, maybe some of them come from the same developer which you can find below.

Genisys Mobile Banking
Check balances, transfer money, pay bills, deposit checks, apply for loans

Genisys Mobile Banking is one of the popular Android App in category published by in Google Play Store on Nov 25, 2018. There are a lot of Android Apps which offer similar features like Genisys Mobile Banking, maybe some of them come from the same developer which you can find below.

Capital One® Mobile
Capital One® Mobile

Capital One® Mobile is one of the popular Android App in category published by in Google Play Store on Jul 29, 2011. There are a lot of Android Apps which offer similar features like Capital One® Mobile, maybe some of them come from the same developer which you can find below.

Huntington Mobile
Introducing your new pocket-sized bank. Huntington Mobile.

Huntington Mobile is one of the popular Android App in category published by in Google Play Store on Jun 6, 2011. There are a lot of Android Apps which offer similar features like Huntington Mobile, maybe some of them come from the same developer which you can find below.

TCF Bank
With the TCF Bank app, online banking is simple because, you know, life isn’t.

TCF Bank is one of the popular Android App in category published by in Google Play Store on May 16, 2017. There are a lot of Android Apps which offer similar features like TCF Bank, maybe some of them come from the same developer which you can find below.

Citizens Bank Mobile Banking
Bank from anywhere with the Citizens Bank Mobile Banking App

Citizens Bank Mobile Banking is one of the popular Android App in category published by in Google Play Store on May 1, 2012. There are a lot of Android Apps which offer similar features like Citizens Bank Mobile Banking, maybe some of them come from the same developer which you can find below.

Bank of America Mobile Banking
View balances, make transfers, deposit checks with the Bank of America App.

Bank of America Mobile Banking is one of the popular Android App in category published by in Google Play Store on . There are a lot of Android Apps which offer similar features like Bank of America Mobile Banking, maybe some of them come from the same developer which you can find below.

Barclays US for Android
Peek, FICO®, and much more…OhMy! Securely access your account today

Barclays US for Android is one of the popular Android App in category published by in Google Play Store on Feb 16, 2012. There are a lot of Android Apps which offer similar features like Barclays US for Android, maybe some of them come from the same developer which you can find below.

BBVA Compass Banking
The completely new Version of BBVA Compass Mobile Banking is now even better!

BBVA Compass Banking is one of the popular Android App in category published by in Google Play Store on Mar 16, 2015. There are a lot of Android Apps which offer similar features like BBVA Compass Banking, maybe some of them come from the same developer which you can find below.

Merrick Bank Mobile
Easily manage your Merrick Bank credit card account anywhere, anytime you want.

Merrick Bank Mobile is one of the popular Android App in category published by in Google Play Store on Jun 17, 2013. There are a lot of Android Apps which offer similar features like Merrick Bank Mobile, maybe some of them come from the same developer which you can find below.

M&T Mobile Banking
Now With More of What’s Important – Including M&T Alerts

M&T Mobile Banking is one of the popular Android App in category published by in Google Play Store on Aug 23, 2014. There are a lot of Android Apps which offer similar features like M&T Mobile Banking, maybe some of them come from the same developer which you can find below.

Bank of the West Mobile
Get the most out of Mobile Banking.

Bank of the West Mobile is one of the popular Android App in category published by in Google Play Store on Feb 10, 2013. There are a lot of Android Apps which offer similar features like Bank of the West Mobile, maybe some of them come from the same developer which you can find below.

Ollo Credit Card
Conveniently manage your Ollo account from anywhere.

Ollo Credit Card is one of the popular Android App in category published by in Google Play Store on Aug 22, 2018. There are a lot of Android Apps which offer similar features like Ollo Credit Card, maybe some of them come from the same developer which you can find below.

CenterState Bank
CenterState Banks Mobile Access allows you to manage finances on the go!

CenterState Bank is one of the popular Android App in category published by in Google Play Store on Jan 21, 2015. There are a lot of Android Apps which offer similar features like CenterState Bank, maybe some of them come from the same developer which you can find below.

ING Smart Banking
Easy-to-use app for managing private and business accounts on your smartphone

ING Smart Banking is one of the popular Android App in category published by in Google Play Store on May 9, 2012. There are a lot of Android Apps which offer similar features like ING Smart Banking, maybe some of them come from the same developer which you can find below.

Credit Karma
Track your credit scores, monitor for ID theft and find ways to save. It’s free!

Credit Karma is one of the popular Android App in category published by in Google Play Store on Feb 28, 2013. There are a lot of Android Apps which offer similar features like Credit Karma, maybe some of them come from the same developer which you can find below.

Serve
Serve

Serve is one of the popular Android App in category published by in Google Play Store on Mar 26, 2011. There are a lot of Android Apps which offer similar features like Serve, maybe some of them come from the same developer which you can find below.

Turbo: Income, credit score & debt to income
Only from Turbo—see the three numbers that matter, including your credit score

Turbo: Income, credit score & debt to income is one of the popular Android App in category published by in Google Play Store on Jan 25, 2018. There are a lot of Android Apps which offer similar features like Turbo, maybe some of them come from the same developer which you can find below.

Simple - Better Banking
Simple is fee-free online banking that helps you easily budget and save.

Simple - Better Banking is one of the popular Android App in category published by in Google Play Store on Jan 15, 2013. There are a lot of Android Apps which offer similar features like Simple , maybe some of them come from the same developer which you can find below.

iMobile by ICICI Bank
Now iMobile with UPI - your Bank on the move

iMobile by ICICI Bank is one of the popular Android App in category published by in Google Play Store on Sep 21, 2015. There are a lot of Android Apps which offer similar features like iMobile by ICICI Bank, maybe some of them come from the same developer which you can find below.